Capital Credit Union

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Main Street
Dublin 14

Phone: +353 1 299 0400
Fax: +353 1 296 0535
Website: Visit Website

Nature of Business
Credit Union

Capital Credit Union started from small beginnings in March 1966. When we started, members joined the credit union from Dundrum parish. The credit union was open for business only one night a week, a Friday night, and the first office was a room over the Dundrum Library.

Over the years, the credit union has moved premises many times, moving finally in 1986 to where it stands today, Pembroke Lodge on the Main Street in Dundrum. We have offices around Dublin 2, 4, 6, 8, 12, 14, 16 and 18.

Capital Credit Union is made up of a highly dedicated voluntary Board of Directors, Board Oversight Committee and full-time and part-time staff and dedicated volunteers. Our membership continues to grow and the credit union remains committed to putting its members first.


We’re different because we put people first and are not-for-profit.

Many people could be forgiven for thinking that some financial institutions don’t want their business. At Capital Credit Union, our service is personal. We listen. Our members are at the centre of everything we do.

We’re different because our members are our owners.

CAPITAL CREDIT UNION is 100% owned by our members, not external shareholders. That means our members know what it’s like to have an account where products are designed to support their lifestyle. Each member has a voice and a say in our future.

We’re different because our surplus is used to improve products and services

Our surplus reinvested into offering members and the community a range of flexible, competitive products and services.

We’re different because we have no transaction fees.

We’re different because we believe in change.

At CAPITAL CREDIT UNION we are passionate about change; changing the lives of our members, their families and their communities for the better.

We’re different because we let you choose how you want to deal with us:

·        24/7 internet access

·        Fast Telephone Access to each office

·        Branches in the community

·        Phone-A-Loan service

·        Pay us by cash, debit card, cheque, direct debit, salary deduction, post

·        Personal, Professional, Friendly Service

We’re different because we offer a total relationship:

·        Personal loans

·        Savings accounts

·        Travel, Home & Motor Insurance Services

·        Foreign Exchange

·        Business Affinity Programme

·        FREE Life Savings & Loan Protection Insurance

Making the change

Come and experience the CAPITAL CREDIT UNION difference.

It might just be a change for the better.


 There are many times in our lives that call for extra funds. Perhaps you need a new car, want to take a holiday for a bit of rest and relaxation or renovate your home? A loan can help you achieve these goals and a loan from Capital Credit Union provides you with many benefits you won’t find anywhere else, including:

·        Very reasonable interest rates

·        Flexible repayments based on your personal circumstances

·        No penalty for early payment of loan

·        Free Loan Protection Insurance to eligible members

·        Interest only calculated on what you owe – as you pay off your loan, the interest charged gets smaller

·        Convenient options to pay your loan back

Our Loan Calculator is a useful tool that you can use to see how reasonable our loans are.

Call us on 01-2990400 to find out how we can help you with a loan.

Visit one of our nearby braches listed here. 

Irish Credit Bureau

 We are a member of the Irish Credit Bureau. This membership enables us to make faster decisions on loan applications and allows us to help our members avoid becoming over indebted. When you apply for a loan, you will be asked to consent to a data disclosure statement which authorises us to run a credit enquiry and register your details with the ICB.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

*APR = Annual Percentage Rate.

**Free Loan Protection is subject to terms and conditions.

Loans are subject to approval, terms and conditions apply.

Capital Credit Union is regulated by the Central Bank of Ireland.


Capital Credit Union : New Branch opening in Leopardstown
Capital Credit Union Business Affinity Programme

Opening Hours

• Mon: 9.30am – 4.30pm
• Tue: 9.30am – 4.30pm
• Wed: 9.30am – 4.30pm
• Thu: 10.30am – 7.00pm
• Fri: 9.30am – 5.30pm
• Sat: 9.30am – 12.30pm
For all branches see: